The Personal Plan includes a non-commercial license intended for individuals working on personal projects. This license allows subscribers to use assets downloaded from Cargo in projects shared on their personal social media channels, for student work, or for challenge submissions. Personal subscribers may only distribute non-editable end works, such as images, video, compiled games. The Personal license does not permit users to sell or monetize projects that include Cargo assets.

The Professional Plan includes a commercial license designed for individual professionals, such as freelancers or those working on their own commercial projects. This license allows subscribers to use assets downloaded from Cargo in client-contracted projects or projects monetized through advertising or other means. Pro subscribers may only distribute non-editable end works, such as images, video, compiled games. The Pro license does not authorize users working at a company with more than one person to use Cargo assets for company projects.

The Teams Plan includes a commercial license intended for companies, studios, and teams working on commercial projects. This license permits the use of assets downloaded from Cargo in projects contracted by clients, direct sales to customers, or projects monetized through advertising or other means. Any individual working at a company, regardless of team size, must use the Teams Plan for company projects. Teams subscribers may transfer editable scene files directly to a paid client as part of their deliverables.